Years ago someone said, “It’s all right to save money, but too many are trying to save from people they owe it to.” When I read that, I couldn’t help but think about the Christmas season. It is during this time of year when we all are tempted to spend a little more than normal for presents. Yet while we may have good intentions, we can rack up a lot of debt in a hurry. With credit cards, layaways, and lines of credit we can get in over our head in debt. And as followers of Christ, we are responsible to pay back what we have borrowed. To rack up debt and then not pay it back is the same as stealing. So we must all end the year with a little sense of caution. Yes, it is fun the find the perfect gift, but paying the bill later isn’t so fun. Be wise when you shop and remember, Christmas shouldn’t be about materialism; it should be about pointing others to the Christ Child, who after all is the greatest gift ever given.